10 Steps for a Seamless Mortgage Application Process

10 Steps for a Seamless Mortgage Application Process

Thinking about buying a home? Congratulations! Buying a home is an exciting time in a person’s life, but if you aren’t prepared, setbacks may dampen your mood. Spending time preparing now can save you time and headaches after you’ve turned your application into the...
What to Expect for a Rental Property Down Payment

What to Expect for a Rental Property Down Payment

If you’ve got extra cash, you might consider investing that money in a rental property. Rentals can help diversify your investment portfolio and build financial stability. If you haven’t purchased a rental before, there are a few things you need to know about the down...
Common Closing Costs (and How to Limit Them)

Common Closing Costs (and How to Limit Them)

Buying a new home is one of the most exciting events in your life, but the enormity of it all can be daunting. You’ve got to set your price range. Then you need to research your new neighborhood. And before you move, all your belongings will have to be packed into...
You Can Buy a House Without 20% Down

You Can Buy a House Without 20% Down

How much of a down payment do you really need to buy a home? Saving up a down payment is one of the biggest obstacles for most people when buying a home. You may have heard the old rule that you need to save 20% down to buy a home. 44% of Americans believe you need a...
If You Can’t Get a Mortgage, a Cosigner May Help

If You Can’t Get a Mortgage, a Cosigner May Help

If you’re having a difficult time qualifying for a loan, a cosigner may be just the ticket that will get you into a home of your own. Adding a cosigner doesn’t make a mortgage possible in every situation, but it can often help. What exactly is a cosigner? A cosigner...