by Adam Smith | Nov 13, 2018 | Purchase, Renter
How much of a down payment do you really need to buy a home? Saving up a down payment is one of the biggest obstacles for most people when buying a home. You may have heard the old rule that you need to save 20% down to buy a home. 44% of Americans believe you need a...
by Adam Smith | Oct 23, 2018 | Purchase, Renter
If you’re having a difficult time qualifying for a loan, a cosigner may be just the ticket that will get you into a home of your own. Adding a cosigner doesn’t make a mortgage possible in every situation, but it can often help. What exactly is a cosigner? A cosigner...
by Adam Smith | Oct 10, 2018 | Homeowner, Renter
Thanks to ever-improving wireless technology, there are many low-priced options that will make your home much more secure. If you want basic but high-tech security on a budget, here are some simple ways you can protect your home and the people inside it. Window Break...
by Adam Smith | Sep 26, 2018 | Homeowner, Purchase, Renter
I’m going to let you in on a secret—really, most people don’t know about it. Did you know that FHA loans (these loans are backed by the federal government) are assumable? An assumable mortgage lets the buyer take over the seller’s interest rate, current payment...
by Adam Smith | Sep 13, 2018 | Homeowner
If you’re getting ready to sell your home, you might be hearing some common myths from family and friends (or even strangers). I’m here to bust some of these common myths with accurate information about what you can expect when you sell your home. Myth #1: Overpricing...
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