by Adam Smith | Sep 3, 2021 | Homeowner, Renter
Purchasing a home is one of the most significant decisions a person makes in their adult life. While buying a house may seem like a daunting task, however, the real trouble starts a few years after that when you have to maintain it. While some choose to approach home...
by Adam Smith | Apr 9, 2020 | Homeowner, Renter
Every person has been affected in some way or another by the 2020 coronavirus pandemic. Some have lost their jobs, some are just going insane in the membrane, but all of us are doing our best to get through this. There is so much information going around about...
by Adam Smith | Jun 6, 2019 | Purchase, Renter
Buying a house is expensive these days, and many people need a little help to come up with an adequate down payment. If you do, you may have heard something about an important document called a mortgage gift letter. Here’s everything you need to know if you’re being...
by Adam Smith | Apr 18, 2019 | Purchase, Renter
If you’re thinking about buying a home in the next few years, there are a few things you should know about how different types of debt can affect your credit score. Some savvy financial planning can put you lightyears ahead when you’re applying for a mortgage down the...
by Adam Smith | Mar 22, 2019 | Purchase, Renter
Closing costs can be an expensive part of buying a home. In addition to saving for your down payment, you need to save for closing costs, too. They can vary depending on where you live, but they’re generally between 2 and 5% of the total loan. On a $250,000 loan, that...
by Adam Smith | Feb 20, 2019 | Purchase, Renter
Thinking about buying a home? Congratulations! Buying a home is an exciting time in a person’s life, but if you aren’t prepared, setbacks may dampen your mood. Spending time preparing now can save you time and headaches after you’ve turned your application into the...
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