by Adam Smith | Feb 25, 2020 | Real Estate Investing
If you’re looking to diversify your investment portfolio this year, then there may be no better place to look than real estate. While other assets like stocks and bonds may be tempting, real estate has been and continues to be a solid investment choice. But why...
by Adam Smith | Feb 7, 2020 | Uncategorized
Did you know that bad credit could cost consumers more than $200,000 in extra interest in their lifetimes? Individuals with negative payment histories can also pay more for car insurance and might have to come up with deposits before getting utilities established. Not...
by Adam Smith | Jan 24, 2020 | Market Trends
There has been a lot of talk lately about an affordability crisis in housing. In big cities like Los Angeles, Miami, San Francisco, and Seattle, the rising cost of real estate and a sharp increase in rents is threatening to put even middle-class workers out on the...
by Adam Smith | Jan 10, 2020 | Credit Advice
If you’re an adult in the US, the chances are very high that you own a credit card of some type. It may be a store card, a rewards card, a gas card or just a basic credit card. On average, each adult in the US with a credit card is carrying over $5,000 on their...
by Adam Smith | Dec 20, 2019 | Interesting Info
Traveling for the holidays is often stressful, with traffic jams and long lines at the airport. Traveling with kids adds another layer of stress to the situation. Planning your schedule carefully and taking extra measures to keep your kids happy will put everyone in a...
by Adam Smith | Dec 6, 2019 | Homeowner
When it comes to home improvement projects, no one wants to spend more money on something than they absolutely must. Homeowners who do home projects with an eye toward reselling especially don’t want to overspend. They want to get the most bang for their buck....
by Adam Smith | Nov 22, 2019 | Homeowner
The holiday season is here. As you get ready to decorate, host holiday parties, or wrap gifts, it’s important to keep your pet in mind. Your pet’s eating and exercise habits should be kept as close to their normal routine as possible, and it’s...
by Adam Smith | Nov 8, 2019 | Homeowner
If you or someone you know is considering retirement and is concerned about cash flow, a reverse mortgage may provide a solution. An HECM is a Home Equity Conversion Mortgage loan, a reverse mortgage program which allows homeowners aged 62 and older to borrow against...
by Adam Smith | Oct 25, 2019 | Buyer
The decision to buy a home is one of the most consequential choices you will ever make. And unless you are independently wealthy or a recent lottery winner, that home purchase will probably come with a mortgage attached. That mortgage is a multi-year, and possibly...
by Adam Smith | Oct 10, 2019 | Homeowner
Lots of finance gurus advocate paying off your mortgage as soon as you possibly can because it saves so much on interest in the long run and frees up your options for future investments. Plus, it’s pretty cool to own your own home 10-15 years earlier than you...
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