by Adam Smith | Dec 6, 2019 | Homeowner
When it comes to home improvement projects, no one wants to spend more money on something than they absolutely must. Homeowners who do home projects with an eye toward reselling especially don’t want to overspend. They want to get the most bang for their buck....
by Adam Smith | Nov 22, 2019 | Homeowner
The holiday season is here. As you get ready to decorate, host holiday parties, or wrap gifts, it’s important to keep your pet in mind. Your pet’s eating and exercise habits should be kept as close to their normal routine as possible, and it’s...
by Adam Smith | Nov 8, 2019 | Homeowner
If you or someone you know is considering retirement and is concerned about cash flow, a reverse mortgage may provide a solution. An HECM is a Home Equity Conversion Mortgage loan, a reverse mortgage program which allows homeowners aged 62 and older to borrow against...
by Adam Smith | Oct 25, 2019 | Buyer
The decision to buy a home is one of the most consequential choices you will ever make. And unless you are independently wealthy or a recent lottery winner, that home purchase will probably come with a mortgage attached. That mortgage is a multi-year, and possibly...
by Adam Smith | Oct 10, 2019 | Homeowner
Lots of finance gurus advocate paying off your mortgage as soon as you possibly can because it saves so much on interest in the long run and frees up your options for future investments. Plus, it’s pretty cool to own your own home 10-15 years earlier than you...
by Adam Smith | Sep 20, 2019 | Home Improvement
Decks and patios have become like another room in the home, and if you are lucky enough to have such a space, you enjoy parties, meals, and just relaxing in that outdoor entertainment area all summer long. You probably have spent some serious money on the furnishing...
by Adam Smith | Sep 6, 2019 | Home Maintenance Tips
Even though most spiders are harmless to humans, a lot of people still recoil in fear when they see one. Most people don’t want the creepy little critters scurrying around their home. Of course, you can buy bugspray that will kill spiders and insects. But what...
by Adam Smith | Aug 23, 2019 | Architecture and Design
Curious what’s hot in the world of home decorating this fall? It’s all about bold pieces, bright colors, and earthy accents. If you’re ready for a break from the neutrals we’ve seen the past few years, you’re going to be very happy. Pieces that Evoke Nature Have you...
by Adam Smith | Aug 9, 2019 | Market Update
The Federal Reserve recently cut its benchmark interest rate for the first time in more than ten years. In fact, 2018 saw four rate increases, so what does this change in direction signal, especially if you’re thinking of getting a new mortgage? Rate Cut Details...
by Adam Smith | Jul 19, 2019 | Home Buyer Advice, Home Refinance Advice, Purchase, Refinance
Applying for a loan is notoriously full of massive amounts of paperwork. And it’s not just any paperwork, either. You’re providing the lender with your most sensitive personal information, including your social security number, bank account information, and tax...
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