by Adam Smith | Jul 5, 2019 | Homeowner
Summer is in full swing now, and it’s getting hot outside. I keep thinking about all the energy I’m using to keep my house cool (among other things), and I know there are some ways I can upgrade my house so it’s more energy efficient. And did you know that some...
by Adam Smith | Jun 20, 2019 | Homeowner
In many parts of the country, chances are you’ve recently gained some equity in your home. In some parts of the country, you might have gained a whole lot of equity (hello, west coast). But unfortunately, that equity is usually unavailable to you until you sell the...
by Adam Smith | Jun 6, 2019 | Purchase, Renter
Buying a house is expensive these days, and many people need a little help to come up with an adequate down payment. If you do, you may have heard something about an important document called a mortgage gift letter. Here’s everything you need to know if you’re being...
by Adam Smith | May 24, 2019 | Purchase
APR, or annual percentage rate, is a term you are certain to come across when you’re in the process of getting a mortgage. It’s really important to know what it means and how it affects your mortgage because it can greatly impact which loan you choose and how much you...
by Adam Smith | May 10, 2019 | Homeowner, Refinance
If you’re a senior who is 62 years or older, have you heard about how a reverse mortgage might be able to help you during retirement? A reverse mortgage can convert your home’s current equity into cash. Reverse mortgages sometimes get a bad rap, but they can be a very...
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