by Adam Smith | Apr 18, 2019 | Purchase, Renter
If you’re thinking about buying a home in the next few years, there are a few things you should know about how different types of debt can affect your credit score. Some savvy financial planning can put you lightyears ahead when you’re applying for a mortgage down the...
by Adam Smith | Apr 4, 2019 | Homeowner
Spring has sprung, so you might be ready to do some inexpensive home upgrades. If so, here are 11 things that will make your home look a whole lot better and add value. 1. Add Crown Molding A standard, builder-grade kitchen really isn’t that exciting. Functional,...
by Adam Smith | Mar 22, 2019 | Purchase, Renter
Closing costs can be an expensive part of buying a home. In addition to saving for your down payment, you need to save for closing costs, too. They can vary depending on where you live, but they’re generally between 2 and 5% of the total loan. On a $250,000 loan, that...
by Adam Smith | Mar 7, 2019 | Purchase
Have you known someone who has bought a multi-family unit and then lived in part of it while renting out the rest? It’s pretty cool to have someone else paying part or all of your mortgage. But getting a mortgage on a multi-family unit isn’t the same as getting a...
by Adam Smith | Feb 20, 2019 | Purchase, Renter
Thinking about buying a home? Congratulations! Buying a home is an exciting time in a person’s life, but if you aren’t prepared, setbacks may dampen your mood. Spending time preparing now can save you time and headaches after you’ve turned your application into the...
by Adam Smith | Feb 11, 2019 | Purchase
If you’ve got extra cash, you might consider investing that money in a rental property. Rentals can help diversify your investment portfolio and build financial stability. If you haven’t purchased a rental before, there are a few things you need to know about the down...
by Adam Smith | Jan 22, 2019 | Housing Market
You may have seen headlines about the housing market slowing down, but what does that mean for you? Knowing what’s happening will ensure that you don’t miss the opportunity of your dreams. There’s no crystal ball to look into, but it’s not hard to find trends already...
by Adam Smith | Jan 4, 2019 | Purchase, Renter
Buying a new home is one of the most exciting events in your life, but the enormity of it all can be daunting. You’ve got to set your price range. Then you need to research your new neighborhood. And before you move, all your belongings will have to be packed into...
by Adam Smith | Dec 18, 2018 | Finances
The new year is a time of both reflections and resolutions. It’s a chance to evaluate your life and think about what you hope to accomplish in 2019. If you haven’t settled on a resolution, or you want to take on another one, there are a few smart financial moves you...
by Adam Smith | Dec 6, 2018 | Homeowner
If there’s one gift you want to get right this holiday season, it’s the gift for the homeowner in your life. Chances are, he or she is still making payments on what is hopefully a dream home. You can help with a gift to make the home even cozier. Here are a few ideas...
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