by Adam Smith | Feb 11, 2019 | Purchase
If you’ve got extra cash, you might consider investing that money in a rental property. Rentals can help diversify your investment portfolio and build financial stability. If you haven’t purchased a rental before, there are a few things you need to know about the down...
by Adam Smith | Jan 22, 2019 | Housing Market
You may have seen headlines about the housing market slowing down, but what does that mean for you? Knowing what’s happening will ensure that you don’t miss the opportunity of your dreams. There’s no crystal ball to look into, but it’s not hard to find trends already...
by Adam Smith | Jan 4, 2019 | Purchase, Renter
Buying a new home is one of the most exciting events in your life, but the enormity of it all can be daunting. You’ve got to set your price range. Then you need to research your new neighborhood. And before you move, all your belongings will have to be packed into...
by Adam Smith | Dec 18, 2018 | Finances
The new year is a time of both reflections and resolutions. It’s a chance to evaluate your life and think about what you hope to accomplish in 2019. If you haven’t settled on a resolution, or you want to take on another one, there are a few smart financial moves you...
by Adam Smith | Dec 6, 2018 | Homeowner
If there’s one gift you want to get right this holiday season, it’s the gift for the homeowner in your life. Chances are, he or she is still making payments on what is hopefully a dream home. You can help with a gift to make the home even cozier. Here are a few ideas...
by Adam Smith | Nov 28, 2018 | Homeowner
Paying off your mortgage early is a hot topic in the financial world, but is it always a good idea? The truth is that even though on the surface it sounds like a smart financial decision, there are plenty of instances when it’s not a good choice to pay off your...
by Adam Smith | Nov 13, 2018 | Purchase, Renter
How much of a down payment do you really need to buy a home? Saving up a down payment is one of the biggest obstacles for most people when buying a home. You may have heard the old rule that you need to save 20% down to buy a home. 44% of Americans believe you need a...
by Adam Smith | Oct 23, 2018 | Purchase, Renter
If you’re having a difficult time qualifying for a loan, a cosigner may be just the ticket that will get you into a home of your own. Adding a cosigner doesn’t make a mortgage possible in every situation, but it can often help. What exactly is a cosigner? A cosigner...
by Adam Smith | Oct 10, 2018 | Homeowner, Renter
Thanks to ever-improving wireless technology, there are many low-priced options that will make your home much more secure. If you want basic but high-tech security on a budget, here are some simple ways you can protect your home and the people inside it. Window Break...
by Adam Smith | Sep 26, 2018 | Homeowner, Purchase, Renter
I’m going to let you in on a secret—really, most people don’t know about it. Did you know that FHA loans (these loans are backed by the federal government) are assumable? An assumable mortgage lets the buyer take over the seller’s interest rate, current payment...
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