by Adam Smith | Sep 13, 2018 | Homeowner
If you’re getting ready to sell your home, you might be hearing some common myths from family and friends (or even strangers). I’m here to bust some of these common myths with accurate information about what you can expect when you sell your home. Myth #1: Overpricing...
by Adam Smith | Aug 29, 2018 | Purchase, Renter
Around 10% of all U.S. workers are self-employed. There’s an idea floating around out there that it’s much harder to get a mortgage if you’re a business owner. That’s not true, but there are a few things to keep in mind, and you’ll need to provide some extra paperwork...
by Adam Smith | Aug 14, 2018 | Homeowner
It’s still sweltering for most of us, but cooler temps will be here before you know it. So much can go wrong with a house during the winter, but just a little babying will go a long way to make sure your home stays in tip-top shape all the way through spring (and...
by Adam Smith | Jul 24, 2018 | Purchase, Renter
You’re ready to get a mortgage and suddenly you start hearing and seeing all of these terms you’ve never heard before—APR, DTI, due diligence. What do they all mean, and most important, what do they all mean for your mortgage? Just a little knowledge will help you...
by Adam Smith | Jul 10, 2018 | Purchase, Renter
Most people buy a home with someone else, though there are more single homebuyers than ever before, especially women. Often, it’s a married couple buying a home, but there are also many unmarried couples and partners who aren’t romantically involved who are taking the...
by Adam Smith | Jun 27, 2018 | Homeowner, Purchase, Renter
One of the biggest unknowns for many homeowners and potential homeowners is the real cost of maintaining a home. There are all kinds of expenses when you own a home, and it’s wise to plan for them in advance so that you’re not scrambling for money when something comes...
by Adam Smith | Jun 12, 2018 | Purchase, Renter
One of the most important things you should do as you go through the process of buying a home is hire a home inspector to make sure it’s in great shape. Even though this is technically an optional expense, it’s not something you should ever go without. The house could...
by Adam Smith | May 23, 2018 | Purchase
Sometimes people are confused about the differences between FHA and conventional loans. In some cases, an FHA loan can help you buy a home sooner than you’d be able to buy with a conventional loan. Paperwork and processing times for both loan types are roughly the...
by Adam Smith | May 10, 2018 | Homeowner
There are few things in life as murky as tax law. There’s a lot of misinformation floating around about how you’re taxed on the profit (capital gains in IRS-speak) you make when you sell your home. Plus, this topic made news recently because of proposed changes to the...
by Adam Smith | Apr 25, 2018 | Uncategorized
Credit scores can be complicated, and many people don’t know too much about them and how they work. But because they have such a big impact on your ability to get favorable mortgage terms (or a mortgage at all), it pays to know all you can about them. Here are a few...
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