by Adam Smith | Nov 8, 2019 | Homeowner
If you or someone you know is considering retirement and is concerned about cash flow, a reverse mortgage may provide a solution. An HECM is a Home Equity Conversion Mortgage loan, a reverse mortgage program which allows homeowners aged 62 and older to borrow against...
by Adam Smith | Oct 10, 2019 | Homeowner
Lots of finance gurus advocate paying off your mortgage as soon as you possibly can because it saves so much on interest in the long run and frees up your options for future investments. Plus, it’s pretty cool to own your own home 10-15 years earlier than you...
by Adam Smith | Jul 5, 2019 | Homeowner
Summer is in full swing now, and it’s getting hot outside. I keep thinking about all the energy I’m using to keep my house cool (among other things), and I know there are some ways I can upgrade my house so it’s more energy efficient. And did you know that some...
by Adam Smith | Jun 20, 2019 | Homeowner
In many parts of the country, chances are you’ve recently gained some equity in your home. In some parts of the country, you might have gained a whole lot of equity (hello, west coast). But unfortunately, that equity is usually unavailable to you until you sell the...
by Adam Smith | May 10, 2019 | Homeowner, Refinance
If you’re a senior who is 62 years or older, have you heard about how a reverse mortgage might be able to help you during retirement? A reverse mortgage can convert your home’s current equity into cash. Reverse mortgages sometimes get a bad rap, but they can be a very...
by Adam Smith | Apr 4, 2019 | Homeowner
Spring has sprung, so you might be ready to do some inexpensive home upgrades. If so, here are 11 things that will make your home look a whole lot better and add value. 1. Add Crown Molding A standard, builder-grade kitchen really isn’t that exciting. Functional,...
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