by Adam Smith | May 23, 2018 | Purchase
Sometimes people are confused about the differences between FHA and conventional loans. In some cases, an FHA loan can help you buy a home sooner than you’d be able to buy with a conventional loan. Paperwork and processing times for both loan types are roughly the...
by Adam Smith | May 10, 2018 | Homeowner
There are few things in life as murky as tax law. There’s a lot of misinformation floating around about how you’re taxed on the profit (capital gains in IRS-speak) you make when you sell your home. Plus, this topic made news recently because of proposed changes to the...
by Adam Smith | Apr 25, 2018 | Uncategorized
Credit scores can be complicated, and many people don’t know too much about them and how they work. But because they have such a big impact on your ability to get favorable mortgage terms (or a mortgage at all), it pays to know all you can about them. Here are a few...
by Adam Smith | Apr 11, 2018 | Homeowner
Not all home improvement projects are created equal, especially when it comes to getting money back on your investment. While you’ll very rarely see a 100% return on your money, there are some projects that get you close to it. Remodeling magazine compiles a report...
by Adam Smith | Mar 28, 2018 | Purchase, Renter
The spring brings many new homes to the market, but it also brings more buyers (which equals more competition for you). That’s especially true this year, with home inventory really tight all over the country. A desirable home could be sold within hours, meaning you...
by Adam Smith | Mar 14, 2018 | Housing Market
If you’ve been thinking about buying or have recently purchased a new home, you know how competitive the market has been. Part of the reason for the market’s recovery is that interest rates have been low for almost a decade. But this golden era of low rates may be...
by Adam Smith | Feb 28, 2018 | Home Refinance Advice
Under the right circumstances, refinancing your home can be a pretty savvy financial move. Refinancing can lower your monthly payment or get you some cash (depending on the type of refinance). Here are seven smart reasons to refinance your home. 1. Lower Your Monthly...
by Adam Smith | Feb 14, 2018 | Uncategorized
For a while now, it’s been pretty difficult to buy a home in many areas of the country. That’s because home prices have increased faster than wages plus inventory has been very low. Will any of that change this year? Here are our top four “must know” predictions for...
by Adam Smith | Jan 30, 2018 | Home Maintenance
Homeownership comes with a lot of excitement but also with a lot of responsibility. After looking carefully at your budget and deciding how much you could afford to pay for a home, you found the perfect place to call your own. Now that you own a home, you have to take...
by Adam Smith | Jan 15, 2018 | Refinancing
ARMs (adjustable-rate mortgages) are rising in popularity, and millennials are frequently the customers scooping them up. Today’s ARMs are not the same risky adjustable-rate loans of the past, and they’re a smart option for some buyers. Here’s why ARMs are on the...
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